Date of last update: May 2023
By accessing and using this website, you agree to be bound by these Terms. If you do not agree with these Terms, you must not access or use this website. We reserve the right to refuse service to anyone for any reason at any time, at our discretion.
We reserve our right to change these Terms at any time, without notice to you. When we change these Terms, we will also update the “Date of last update” at the top of these Terms. You should check this page occasionally to ensure you are familiar with any changes.
Intellectual property rights
All intellectual property rights (including copyright and trademarks) in the content and design of this website are owned by us.
You may, for personal use only, print a copy of any part of this website to view it. All other use, copying or reproduction of any part of this website is prohibited without our prior written approval.
You are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses
Viruses, hacking and other offences
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of-service attack.
By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.
This website may provide links to other websites. This is done for your convenience only. We take no responsibility for the accuracy or currency of the information on those sites. We do not endorse any information, goods or services referred to within those sites, and our provision of these links should not be taken as an endorsement.
We are not liable to you on any basis (including negligence) for any loss or damage (however caused) arising out of or in connection with your use of this website or its contents.
Our total liability to you for any claims arising out of or in connection with your use of this website or its contents under any statutory right that cannot be excluded is limited at our option to either the resupply of the relevant services or the payment of the cost of same.
If you choose to use the website, you do so at your own sole risk.
We make no representation that anything offered through the website is available for use in other locations, or that it complies with laws and regulations of other locations.
We make no warranty that the website will meet your requirements or be available on an uninterrupted, secure or error-free basis.
We make no warranty regarding accuracy, timeliness, truthfulness, completeness or reliability of any content obtained through the website, or that this website is free of viruses or other harmful components.
To the fullest extent allowed by law, you agree to indemnify us from and against all actions, claims, suits, demands, damages, liabilities, losses and expenses (whether in tort or in contract) arising out of or related to your use of this Website.
If any part of these Terms is held to be illegal, invalid or unenforceable by a Court of law, the legality, validity and enforceability of the remaining parts will not be affected.
Any failure or delay by us to enforce any provision of these Terms will not be interpreted as a waiver of our rights or remedies.
These Terms are effective until terminated by us, which we may do at any time and without prior notice to you.
Any rights or obligations that have accrued up to and including the date of termination will survive.
Governing law and jurisdiction
These Terms, and all related matters, shall be governed and interpreted by the laws of New South Wales.
Any dispute under these Terms shall be subject to the exclusive jurisdiction of the Courts of New South Wales.
If you have any questions about these Terms, please contact us by emailing email@example.com
Nicky Lobo respects your right to privacy and is committed to safeguarding the privacy of our customers and website visitors. This policy outlines our ongoing obligations to you in respect of how we manage your Personal Information.
We have adopted the Australian Privacy Principles (APPs) contained in the Privacy Act 1988 (Cth) (the Privacy Act). The APPs govern the way in which we collect, use, disclose, store, secure and dispose of your Personal Information. A copy of the Australian Privacy Principles may be obtained from the website of The Office of the Australian Information Commissioner here.
Personal Information is information that identifies an individual. Examples of Personal Information we collect includes names, addresses, email addresses and phone numbers.
Reason for collecting
We collect your Personal Information for the primary purpose of providing our services to you, and for our marketing. We may also use your Personal Information for secondary purposes closely related to the primary purpose, in circumstances where you would reasonably expect such use or disclosure. You may unsubscribe from our mailing lists at any time by contacting us in writing.
Collection & storage
From time to time, Nicky Lobo will receive and store personal information you enter onto our website, provided to us directly or given to us in other forms including: interviews, correspondence, telephone and email, via our website nickylobo.com, from your website, from media & publications, other publicly available sources, cookies and third parties. When we collect Personal Information we will, where appropriate and where possible, explain to you why we are collecting the information and how we plan to use it.
Third party sites
Nicky Lobo may use personal information collected from you to provide you with information and updates on our products, services and opportunities available to you. We may use your personal information to improve our products and services and better understand your needs. Nicky Lobo may contact you by a variety of measures including, but not limited to telephone, email, sms or mail.
Your Personal Information may be disclosed in a number of circumstances including the following:
• To our employees, officers, insurers, professional advisers, agents, suppliers or subcontractors insofar as reasonably necessary for the purposes set out in this Policy. Personal information is only supplied to a third party when it is required for the delivery or protection of our services. In some cases, your information may be stored, processed, or transferred between parties located in countries outside of Australia.
• Third parties where you consent to the use or disclosure;
• Where required or authorised by law;
• In the case of change of control of our business or a sale or transfer of business assets. This information may be disclosed to a potential purchaser under an agreement to maintain confidentiality. We would seek to only disclose information in good faith and where required by any of the above circumstances.
Security of Personal Information
Your Personal Information is stored in a manner that reasonably protects it from misuse and loss and from unauthorised access, modification or disclosure.
When your Personal Information is no longer needed for the purpose for which it was obtained, we will take reasonable steps to destroy or permanently de-identify your Personal Information. However, most of the Personal Information is or will be stored in client files which will be kept by us for a minimum of 7 years.
Access to your Personal Information
You may access the Personal Information we hold about you and to update and/or correct it, subject to certain exceptions. If you wish to access your Personal Information, please contact us in writing at firstname.lastname@example.org. Nicky Lobo will not charge any fee for your access request, but may charge a small administrative fee for providing a copy of your Personal Information.
In order to protect your Personal Information we may require identification from you before releasing the requested information. We reserve the right to refuse to provide you with information that we hold about Approved by you, in certain circumstances set out in the Privacy Act.
Maintaining the Quality of your Personal Information
It is an important to us that your Personal Information is up to date. We will take reasonable steps to make sure that your Personal Information is accurate, complete and up-to-date. If you find that the information we have is not up to date or is inaccurate, please advise us as soon as practicable so we can update our records and ensure we can continue to provide quality services to you.